Last updated: 12 January 2022<\/p>\n
These Terms of Service set forth the terms and conditions and thereby the legal agreement that apply to your access and use of the Azucko.com and mobile App (\u201cAzucko Services\u201d) as owned and operated by Prima Finance Ltd trading as Azucko, incorporated and registered in the Republic of Ireland, company registration number 327668, whose registered office is at 77 New Street, Killarney, Co Kerry, Ireland, V93 YCY5. Except as otherwise specifically stated herein, Prima Finance Ltd and Azucko are collectively known as \u201cAzucko.\u201d Azucko\u2019s Services are collectively the “Services”. Salary Access, Bill Payment Services, Savings services, , Bank Account Information Services and Payment Initiation Services are provided by Prima Finance Ltd t\/a Azucko which is an authorised and regulated Payment Institution by the Central Bank of Ireland. <\/p>\n
These Terms of Service govern your use of all websites, devices or mobile applications that we (Azucko) operate, including any pages within each such website, device, or application, any equivalent, mirror, replacement, substitute or backup website, device, or application, and pages that are associated with each such website, device, or application (together, the \u201cPlatform\u201d), and the services we provide through the Platform.<\/p>\n
The use of the word “including” in these Terms of Service to refer to specific examples will be construed to mean “including, without limitation” or “including but not limited to” and will not be construed to mean that the examples given are an exclusive list of the topics covered.<\/p>\n
By accepting electronically (for example, clicking \u201cI Agree\u201d), installing the Azucko App, accessing or using the Services, you agree to be bound by the terms and conditions of this Agreement and Azucko Privacy and Security Policy, as they may be amended from time to time in the future (see \u201cModifications\u201d below). If you do not agree to this Agreement, then you may not use the Services.<\/p>\n
<\/p>\n <\/p>\n If you are eligible to receive Withdrawals and\/or any other Azucko fees, and subject to these Terms of Service, Azucko will pay you any applicable Withdrawals. Azucko will deduct the aggregate sum of all associated Azucko fees from your Salary when it is paid by your employer on the next Salary Day following such Withdrawals (thereafter called your \u201cNet Salary\u201d) or by way of monthly direct debit, where applicable. If the sum equal to the aggregate Withdrawals paid and requested is greater than the Salary to be paid by your employer on any relevant Salary Day, we will deduct any outstanding sums from your Salary on the Salary Day immediately following (and so on). Any such deductions will be made by Azucko in the following order of priority: (1) all applicable Withdrawals as chronologically withdrawn, and then only, (2) the applicable Fees in the same order.<\/p>\n Typically, Azucko will pay you:<\/p>\n The Azucko Service is also a personal finance information management service that allows you to consolidate and track your bank accounts and financial information and also transfer funds and make payments. The Azucko Service is provided to you by Prima Finance Ltd t\/a Azucko and is meant to provide you with your information to allow you to organize and manage your finances.<\/p>\n The Azucko Services offers various tools and functions through the Sites including a personal information management service that allows you to consolidate and track certain personal information and bank accounts. It also includes a bill payment service that allows you to make payments to third parties as further described below. The Services may also present you information relating to third party products or services (\u201cAzucko Offers\u201d) that you may be interested in. The Services may also provide you general tips, recommendations and educational material.<\/p>\n Azucko\u2019s Financial wellness-credit score : For Azucko to provide this service, you agree that we may use and analyze your bank account information as follows: (a) present you an overview of your credit profile including detailed information where available; (b) provide you with customized recommendations and general information about you; (c) provide you with the Services; and (d) serve you targeted ads and other communication based on your information. Azucko may send you information via email, text or online display or other means of delivery in Azucko\u2019s reasonable sole discretion. We may also aggregate and evaluate your information to do statistical analysis to provide historical or comparative information and to improve Azucko products and services. We will obtain your prior consent if we use your identifying information for any other purpose not expressly permitted under these Terms. You acknowledge that Azucko is not a credit repair company or similarly regulated organization under applicable laws, and does not provide credit repair services. Please refer to our Privacy Statement for more information.<\/p>\n Azucko\u2019s Wage Access, Bill Pay and Savings Services : Azucko is an authorised and regulated Payment Institution by the Central Bank of Ireland and therefore is licenced to provide the wage access, bill pay and savings services throughout the European Union that allows you to make payments to your own personal bank accounts, bill payment providers or transfer an amount specified by you and enable Azucko deduct this specified amount from your monthly income or by way of direct debit and pay into another one of your personal bank accounts or to one of your specified creditors. If your Azucko account is connected via your employer, any specified bills by you the User will be paid by Azucko once we receive these monies from your employer on or after your scheduled payday. If your Azucko account is connected independent of your employer, then any specified bills by you the \u201cPublic User\u201d will be paid 3 business days after we receive the funds from your bank account by Direct Debit. Azucko will call the direct debit the day you are scheduled to be paid by your employer or the following business day. The User needs to account for these three business 3 days clearing time in factoring in when their bills\/creditors will be paid. If your Azucko account is connected independent of your employer, then by agreeing to these Terms of Service, you authorise Azucko to collect a monthly direct debit from your specified bank account for any bills or savings that you instruct Azucko to pay\/transfer on your behalf and for any fees owed to Azucko.<\/p>\n You understand and acknowledge that our bill payment service is provided for individual consumer use only, and may not be used to make payments on behalf of a company, business\/commercial enterprise, or another person. You further agree that you will only use the service to send bill payments on your own behalf and will not use the Bill Payment Services as an agent, guardian, conservator or guarantor for any other person or entity. <\/p>\n By initiating a payment through the Bill Payment Services or the Savings service, you authorize Azucko to deduct the specified amount that you designate from your net monthly salary as paid by your employer or by way of monthly direct debit. You are responsible for confirming the accuracy of the information you provide about each payment you send. Azucko may refuse to permit payment to any Payee if we reasonably believe such refusal is necessary or advisable for legal or security reasons. Azucko reserves the right to select the method in which to remit funds on your behalf, and the method to return funds to you. When you send a payment via the Azucko\u2019s Bill Payment Services, the Payee is not required to accept it. You also understand that Payees, payment processors, or the mail\/package delivery service providers may return payments to the Bill Payment Services for various reasons. You agree that you will not hold Azucko liable for any damages resulting from a Payee not receiving payment made through the Bill Payment Services for any reason. You are responsible for reconciling your Account(s) and reviewing the status of the payments. If we are unable to complete a payment for any reason, we may, in a method of our choosing and at our sole discretion, provide you with notice. We will, to the extent permitted by law, make reasonable attempts to return any unclaimed, refused, refunded, prohibited or denied payments to you, or use other reasonable efforts to return such payment to you as permitted by law.<\/p>\n Additionally, you agree that Azucko may: (a) reverse any corresponding credit or direct deposits issued to you; (b) reverse any payments Azucko made to your Payee; (c) apply any money currently held by Azucko to any amount owed to us; and (d) initiate electronic fund transfer from your account to collect any unpaid amounts and our fees. If any direct debit is reversed by you the user as per your right under SEPA rules, any monies\/funds Azucko has already transferred on your behalf to any of your creditors as part of the Bill Payment Service or to your designated Savings account as part of the Savings Service, you the User agree to fully refund these monies to Prima Finance Ltd t\/a Azucko within 7 working days. <\/p>\n If Azucko is not able to recover all amounts owed to us, we may report this information to third parties, including consumer reporting agencies and financial institutions. Azucko reserves all rights to pursue all available legal remedies to recover all owed amounts.<\/p>\n In the event that you are liable for any amounts owed to Azucko for a payment you authorized through the Bill Payment Services, Azucko may immediately remove such amounts from your next salary.<\/p>\n As permitted, you may cancel, edit, or stop a payment prior to the pay date by following the directions within the Edit-cancel section of the Bill Payment Service on the Azucko app. Our ability to stop a payment request will depend on the manner in which the payment was initiated, the method of payment, and whether or not the Payee has begun processing payment. Although we will make every reasonable effort to accommodate a stop payment request, we will have no liability for failing to do so unless there is an exception provided elsewhere in this Agreement. We may also require you to present your stop payment request in writing after contacting customer care. <\/p>\nPayment Processing Delays and Protection for Late Fees.<\/strong> Subject to the other provisions of this Agreement, Azucko will bear responsibility for any satisfactorily documented late payment related charges up to a reasonable amount, not to exceed \u20ac50\/\u00a350 in the event a payment posts after its due date provided that (i) the payment was submitted by you for payment in accordance with the guidelines specified in this Section and (ii) the Bill Payment Services issued you a confirmation number for a payment, unless we are not responsible to you for one of the reasons listed in this section or below under “Protection for Azucko Errors.” this is Azucko\u2019s only obligation to you for any payment errors, delays, or failure. If you do not follow these rules or if you do not allow enough time to complete a payment, you alone are responsible for any penalties or late charges on that payment.<\/p>\n It is your responsibility to review all payment transactions initiated in the Bill Payment Services against account statements you receive from your bank or other financial institution. Your payment transaction information is included in the receipts we provide you. All questions about transactions made through the bill payment services must be directed to Azucko and not to the bank or other financial institution where you have your account. We are responsible for our Bill Payment Services and for resolving any errors we caused.<\/p>\nProtection for Azucko Errors.<\/strong> <\/p>\n Azucko cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalization settings or other service interruptions. Azucko cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personalization settings. For example, when displayed through the Services, Account Information is only as fresh as the time shown, which reflects when the information is obtained from such sites. Such information may be more up-to-date when obtained directly from the relevant sites. You can refresh your Account Information through the Services, in the manner prescribed in the associated instructions.<\/p>\nThe Platform may contain links to third-party websites and services, and\/or display content or <\/p>\n In addition, you will need to sign up for an account with Azucko. We are obliged to verify your identity. You authorize us to make any inquiries we consider necessary to validate your identity. These inquiries may include asking you for further information, requiring you to provide your full address, your date of birth, your tax number and\/or requiring you to take steps to confirm ownership of your email address, mobile number or financial instruments, or verifying information you provide against third party databases or through other sources. If you do not provide this information or Azucko cannot verify your identity, we can refuse to allow you to use the Services.<\/p>\n You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your LoginID, PINs, e-mail address, mobile phone device allows you to access the Sites\/Azucko app. That LoginID, password and PIN together with any mobile number or other information you provide form your \u201cRegistration Information.\u201d By providing us with your e-mail address, you consent to receive all required notices and information. Electronic communications may be posted on the Services site and\/or delivered to your e-mail address that we have on file for you. It is your responsibility to promptly update us with your complete, accurate contact information, or change your information, including email address, as appropriate. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the e-mail or through a link to the appropriate page on our site, accessible through any standard, commercially available internet browser. Your consent to receive communications electronically is valid until you end your relationship with us.<\/p>\n You may print a copy of any electronic communications and retain it for your records. We reserve the right to terminate or change how we provide electronic communications and will provide you with appropriate notice in accordance with applicable law. If you become aware of any unauthorized use of your Registration or Account Information for the Services, you agree to notify Azucko immediately at the email address –\u00a0support@azucko.com<\/a>.<\/p>\nIf you believe that your Registration or Account Information or device that you use to access the Services has been lost or stolen, that someone is using your account without your permission, or that an Unauthorized Transfer (see Bill Payment Services below) has occurred, you must notify us immediately in order to minimize your possible losses. Subject to payment of all applicable outstanding Withdrawals and Net Salaryor fees owed (defined below), you can de-activate your Account at any time, for any reason, by following the instructions on the Platform.\n<\/li>\n <\/p>\n Your access and use of the Services may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Services or other actions that Azucko, in its sole discretion, may elect to take. In no event will Azucko be liable to any party for any loss, cost, or damage that results from any scheduled or unscheduled downtime.<\/p>\n Your sole and exclusive remedy for any failure or non-performance of the Services, including any associated software or other materials supplied in connection with such services, shall be for Azucko to use commercially reasonable efforts to effectuate an adjustment or repair of the applicable service.<\/p>\n From time to time, Azucko may include new and\/or updated pre-release features and trial use (\u201cNew\u201d features) in Services for your use and which permit you to provide feedback. You understand and agree that your use of such new features is voluntary and Azucko is not obligated to provide you with any New features. You acknowledge and agree that all use of any existing and new features is at your sole risk.<\/p>\nAzucko grants you a licence to use and access the Platform on the basis that this licence is: <\/p>\n <\/p>\n You understand and agree that any alerts provided to you through the Services may be delayed or prevented by a variety of factors. Azucko may make commercially reasonable efforts to provide alerts in a timely manner with accurate information, but cannot guarantee the delivery, timeliness, or accuracy of the content of any alert. Azucko shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert.<\/p>\n Electronic alerts will be sent to the email address or mobile number you have provided for the Services. If your email address or your mobile number changes, you are responsible for informing us of that change. Alerts may also be sent to a mobile device that accepts text messages. Changes to your email address and mobile number will apply to all of your alerts.<\/p>\nBecause alerts are not encrypted, we will never include your passcode. However, alerts may include your Login ID and some information about your accounts. Anyone with access to your email will be able to view the content of these alerts. At any time you may disable future alerts.\n<\/li>\n <\/p>\n By activating your Account via your employer, you consent to your employer sharing employment data required for us to perform our obligations under these Terms of Service and the service you have requested, including provide you with Withdrawals. This includes but is not limited to (i) name, (ii) employee identification number, (iii) tax number (iv) contact information (email and\/or mobile phone number), (iv) gross and net pay, (v) bank account and routing number for purposes of payment remittance. <\/p>\n When your employer requests that this Firm will only transfer salary advances to you on your employer\u2019s behalf and that the residual balance of salary will be paid directly by your employer to you on your scheduled Salary Day, then your employer will pay that residual balance directly into your own designated bank account.\u201d For the avoidance of any doubt, your employer will deduct from your salary any funds already paid out to you by Azucko plus any associated fees. <\/p>\nThis consent shall remain in full force and effect, despite termination of these Terms of Service or your Account, until total payment by Azucko of all outstanding Withdrawals and Net Salaries (as applicable) in accordance with these Terms of Service.\n<\/li>\n <\/p>\n <\/p>\n You agree that you will not:<\/p>\n If Azucko, in its sole discretion, believes that you may have engaged in any activities restricted by these Terms of Service or by law, we may take various actions to protect Azucko, other users, and other third parties from fees, fines, penalties, and any other liability. The actions we may take include the following:<\/p>\n <\/p>\n Neither Azucko or its suppliers make any representations, warranties or guarantees, express or implied, regarding the accuracy, reliability or completeness of the content on the sites or of the services (whether or not sponsored), and expressly disclaims any warranties of non-infringement or fitness for a particular purpose. Neither Azucko or its suppliers make any representation, warranty or guarantee that the content that may be available through the services is free of infection from any viruses or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, surreptitously intercept or expropriate any system, data or personal information.<\/p>\n Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. In such jurisdictions liability is limited to the extent permitted by law.<\/p>\n Azucko is not responsible or liable for:<\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n <\/p>\n Terms of Service Last updated: 12 January 2022 General Terms These Terms of Service set forth the terms and conditions and thereby the legal agreement that apply to your access and use of the Azucko.com and mobile App (\u201cAzucko Services\u201d) as owned and operated by Prima Finance Ltd trading as Azucko, incorporated and registered in…<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"\n
\nYou can view the Azucko Privacy Statement here and on the Site for the Services. You agree to the applicable Azucko Privacy Statement, and any changes published by Azucko which is hereby incorporated into this Terms of Service. You agree that Azucko may use and maintain your data according to the Azucko\u2019s Privacy Statement, as part of the Services. You give Azucko permission to combine information you enter or upload for the Services with that of other users of the Services and\/or other Azucko services. For example, this means that Azucko may use your and other users\u2019 non-identifiable, aggregated data to improve the Services or to design promotions. Azucko may access or store personal information in multiple countries, including countries outside of your own country to the extent permitted by applicable law.<\/li>\n
\nAzucko offers various tools and functions through the Platform that allow you, on your
\nAccount, to access and view your timesheets, worked hours and accrued but unpaid salary. On your Account, provided you are eligible, you can also request to withdraw sums from your Salary from Azucko, to the extent such portion of your Salary representing the withdrawal has been accrued but not yet paid by your employer (each a \u201cWithdrawal\u201d). \u201cSalary\u201d means the regular payments made by your employer to you, as its employee (each Salary payment date, a \u201cSalary Day\u201d). Your employer will assess, in its sole discretion, whether you are eligible to receive Withdrawals, and therefore to create an Account on the Platform. Azucko is under no obligation to approve your Account for Withdrawals, and can cancel your right to receive such Withdrawals and access your Account at any time, upon your employer\u2019s request. If you create an Account where your employer is not registered with Azucko, then you can access all of the Azucko Services except the option to Withdraw sums from your Salary in advance of pay day each month. Such users are referred to as \u201cPublic Users\u201d and all services except the Car History Check are FREE for the first three months, thereafter, there is a stand-alone monthly fee payable by each User by way of direct debit for use of the Azucko app. This fee will be set out within the app once the User downloads the app. If at a later stage, your employer registers with Azucko, then at that stage you will be able to Withdraw sums from your salary in advance of pay day each month and the monthly \u201cPublic User\u201d fee is cancelled. \n\n
\ngiven time or over a period of time. We may refuse to permit Withdrawals, if we reasonably
\nbelieve such refusal is necessary or advisable for legal or security reasons or to protect the Platform or Azucko.\nYou warrant that the Withdrawals are just and due and that you have not received payment for the Withdrawals or any part of the Withdrawals. You further warrant that if you receive payment for the relevant Withdrawals, including by your employer, you will transfer those payments, or permit those payments to be transferred to Azucko.
\nBy signing up to receive Withdrawals, you authorize us to initiate credit entries to your bank
\naccount. You represent and warrant that you have the right to authorize us to route your Withdrawals\/Salary payments to a Prima Finance Ltd Client Account (\u201cClient Account\u201d) under these Terms of Service, if necessary. You will indemnify and hold Azucko harmless from any claims by any other owner of the account. Azucko authorization to initiate credit entries to your bank account shall remain in full force and effect until total payment by Azucko of all outstanding
\nWithdrawals and Net Salaries (as applicable) in accordance with these Terms of Service. If you wish to revoke your authorization, you may do so by contacting Support@Azucko.com.
\nPlease note that your revocation of authorization when transactions are pending could result in delays to your receipt of funds and additional charges owed by you to Azucko. You are responsible for any costs or damages related to the timing of authorization revocation in breach of this provision. Accurate records enable us to provide the Platform to you. \n
\nYou acknowledge that some transactions may take longer to be credited to your account with the applicable Payee due to circumstances beyond Azucko\u2019s control, such as delays in handling and processing payments by Payees or financial institutions or errors with account information or funding instructions. When you send a payment to certain Payees, the payment may be treated as an authorization to the Payee to process your payment and complete the transaction. Some Payees may delay processing your payment, in which case the payment may be held as pending until the Payee processes your payment and your payment authorization will remain valid for up to 30 days.\n
\nAzucko will use commercially reasonable efforts to facilitate the payment of your bills in accordance with this Agreement. However, Azucko will not be liable, for instance:\n\n
\nIn an effort to manage our risk, we may monitor your transactions and processing activity for high-risk practices or for fraudulent transactions. We may also engage third-party service providers to assist in these efforts and other elements of the Bill Payment Services and or Savings Services. If Azucko believes there is suspicious or unusual activity, Azucko may temporarily suspend your access to Bill Payment Services or Savings Services. Suspicious or unusual activity includes, but is not limited to, changes in your average transaction amount or processing pattern or use of different payment accounts. Azucko may require additional documentation to promptly reinstate your access to the Bill Payment Services or Savings Services.\nTermination<\/strong>
\nAzucko may terminate or suspend your access to the Bill Payment Services or Savings Services at any time. Neither termination nor suspension shall affect your liability or obligations under this Agreement. In the event you or Azucko terminates your account, any payment(s) Azucko has already processed before the requested termination date may be completed. You should verify payment directly with your intended Payee. Azucko is not responsible for any payments not completed by us as a result of termination.\n<\/li>\n
\nUsers may retrieve their own information maintained online by third-parties with which they have customer relationships, maintain accounts or engage in financial transactions (\u201cAccount Information\u201d). Azucko works with one or more online service providers to access this Account Information. Azucko does not review the Account Information for accuracy, legality or non-infringement. Azucko is not responsible for the Account Information or products and services offered by or on third-party sites.\n
\nadvertisements for third parties (collectively, \u201cThird-Party Links & Content\u201d). Where the Platform contains links to Third-Party Links & Content, these links are provided for your information and convenience only. We have no control over the contents of those sites or resources. Azucko does not review, approve, endorse or make any promises with respect to Third-Party Links & Content. You use all Third-Party Links & Content at your own risk, and should apply a suitable level of caution and discretion in doing so. When you click on any of the Third-Party Links & Content, the applicable third party\u2019s terms and policies apply, not these Terms of Service.\nAzucko is not an agent or broker or otherwise responsible for the activities or policies of those web sites. Azucko does not guarantee that these other service terms, rates or rewards offered by any particular advertiser or other third party on the Sites are actually the terms that may be offered to you if you pursue the offer or that they are the best terms or lowest rates available in the market. Information in the Azucko Offers are provided by the third parties, and any offer is subject to the third parties\u2019 review of your information. Azucko may receive compensation from third parties which may impact the placement and availability of the Azucko Offers. If you elect to use or purchase services from third parties, you are subject to their terms and conditions and privacy policy.<\/li>\n
\nIn order to use the Platform, you must activate the account that has been set up for you either by your employer or independently by yourself (\u201cAccount\u201d) and provide certain information about yourself as prompted by the account verification form you will access through the link sent to your mobile and email address by Azucko. \n
\nYour right to access and use the Sites and the Services is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use the Sites and Services for lawful purposes. Accurate records enable Azucko to provide the Services to you. You must provide true, accurate, current and complete information about your accounts maintained at other web sites, as requested in our \u201cadd account\u201d setup forms, and you may not misrepresent your Registration and Account Information. In order for the Services to function effectively, you must also keep your Registration and Account Information up to date and accurate. If you do not do this, the accuracy and effectiveness of the Services will be affected. You represent that you are a legal owner of, and that you are authorized to provide us with, all Registration and Account Information and other information necessary to facilitate your use of the Services.\n
\n(a) not a commercial licence \u2013 you can only access and use the Platform for
\nyour own personal, non-commercial uses (i.e. not for your business);
\n(b) non-transferable \u2013 you can\u2019t pass this right to someone else;
\n(c) non-exclusive \u2013 other people can\u2019t access and use the Platform;
\n(d) revocable \u2013 we have the right to remove your ability to use the Platform in
\naccordance with these Terms of Service; and
\n(e) limited \u2013 the licence does not extend beyond what has just been described above.\n<\/li>\n
\nUse of these Services may be available through a compatible mobile device, Internet and\/or network access and may require software. You agree that you are solely responsible for these requirements, including any applicable changes, updates and fees as well as the terms of your agreement with your mobile device and telecommunications provider. Azucko makes no warranties or representations of any kind, express, statutory or implied as to: (i) the availability of telecommunication services from your provider and access to the services at any time or from any location; (ii) any loss, damage, or other security intrusion of the telecommunication services; and (iii) any disclosure of information to third parties or failure to transmit any data, communications or settings connected with the services.\n<\/li>\n
\nAzucko may from time to time provide automatic alerts and voluntary account-related alerts. Automatic alerts may be sent to you following certain changes to your account or information, such as a change in your Registration Information.\n
\nBy submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to Azucko through the Services, you are licensing that content to Azucko for the purpose of providing the Services. Azucko may use and store the content in accordance with this Agreement and our Privacy Statement. You represent that you are entitled to submit it to Azucko for use for this purpose, without any obligation by Azucko to pay any fees or be subject to any restrictions or limitations. By using the Services, you expressly authorize Azucko to access your Account Information maintained by identified third parties, on your behalf as your agent, and you expressly authorize such third parties to disclose your information to us. When you use the \u201cAdd Accounts\u201d feature of the Services, you will be directly connected to the website for the third party you have identified. Azucko will submit information including usernames and passwords that you provide to log into the Site. You hereby authorize and permit Azucko to use and store information submitted by you to accomplish the foregoing and to configure the Services so that it is compatible with the third party sites for which you submit your information. For purposes of this Agreement and solely to provide the Account Information to you as part of the Services, you grant Azucko a limited power of attorney, and appoint Azucko as your attorney-in-fact and agent, to access third party sites, retrieve and use your information with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person. You acknowledge and agree that when Azucko is accessing and retrieving account information from third party sites, Azucko is acting as your agent, and not as the agent of or on behalf of the third party that operates the third party site. You understand and agree that the Services are not sponsored or endorsed by any third parties accessible through the Services. Azucko is not responsible for any payment processing errors or fees or other Services-related issues, including those issues that may arise from inaccurate account information.\n
\nThe contents of the Services, including its \u201clook and feel\u201d (e.g., text, graphics, images, logos, trade names or trade logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) are owned exclusively by Azucko and other material are protected under Irish, European Union and Great Britain and other applicable copyright, trademark and other laws. The contents of the Services belong or are licensed to Prima Finance Ltd t\/a Azucko or its software or content suppliers. Azucko grants you the right to view and use the Services subject to these terms. You may download or print a copy of information for the Services for your personal, internal and non-commercial use only. Any distribution, reprint or electronic reproduction of any content from the Services in whole or in part for any other purpose is expressly prohibited without our prior written consent. You agree not to use, nor permit any third party to use, the Site or the Services or content in a manner that violates any applicable law, regulation or this Agreement.\nNeither these Terms of Service, nor your access to the Platform, transfers to you or
\nany third party any rights, ownership or similar interests in or to such intellectual property rights, except for the limited access rights expressly set forth in the above section on \u201cAccess to the Platform\u201d. There are no implied licences granted under these Terms.\n<\/li>\n
\nAs a condition of your use of the Platform, you represent and warrant to Azucko that you
\nwill not use the Platform for any purpose that is unlawful or prohibited by these Terms of Service.\n\n
\nthe Platform, whether in whole or in part, or any content displayed on the Platform<\/li>\n
\nPlatform, or servers or networks connected to the Platform, or violate the regulations,
\npolicies or procedures of such networks;<\/li>\n
\nmade available or provided for through the Platform;<\/li>\n
\nany software intended to damage or alter a computer system or data;<\/li>\n
\nAzucko for use in accessing the Platform;<\/li>\n
\n(including without limitation browsers, spiders, robots, avatars or intelligent agents) to
\nnavigate or search the Platform;<\/li>\n
\ncomprising or in any way making up a part of the Platform; or<\/li>\n
\nor service.<\/li>\n<\/ul>\nUnless otherwise indicated, any future release, update, or other addition to functionality or
\ncontent of the Platform shall be subject to these Terms of Service. All copyright and other
\nproprietary notices on the Platform (or on any content displayed on the Platform) must be
\nretained on all copies thereof.\n\n
\nrelated services;<\/li>\n
\nyour violation of these Terms of Service.\n<\/li>\n<\/ul>\n<\/li>\n
\nThe sites, services, information, data, features, and all content and all services and products associated with the services or provided through the services (whether or not sponsored) are provided to you on an \u201cas-is\u201d and \u201cas available\u201d basis. Azucko, its affiliates, and its third party providers, licensors, distributors or suppliers (collectively, “suppliers”) make no representations or warranties of any kind, express or implied, as to the content or operation of the site or of the services. You expressly agree that your use of the services is at your sole risk.\n\n
\ndelays caused by banks, failures or errors in payment or communications systems other
\nthan the Platform itself, or for regulatory purposes);<\/li>\n
\nerror, or an event, which results in disruption (of a technical or system-related nature) to
\nAzucko\u2019s treasury or payment operations preventing Azucko from performing its
\npayment obligations under the Terms of Service, or from communicating with you in
\naccordance with these Terms of Service, and which is not caused by, and is beyond the
\ncontrol of, Azucko; and\/or<\/li>\n
\nthe Salary paid either to you directly, or to the Prima Finance Client Account in the event you
\nare eligible for Withdrawals.<\/li>\n<\/ul>\n<\/li>\n
\nNeither Azucko nor the services are intended to provide legal, tax or financial advice. Azucko is not a financial planner, broker or tax advisor. The Services are intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Service may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.\nTo the extent you use a Platform for banking or other financial services, the Platform is intended only to assist you in your financial organization and decision-making and is broad in scope. Any information made available through the Platform will only reflect the information that was most recently uploaded to the Platform by your employer, and as such, may not reflect activity that occurred after your employer\u2019s last update of the Platform or any pending transactions. Please contact your employer in case of inaccuracy of any information made available through the Platform, including information related to worked hours and Salary.\n<\/li>\n
\nAzucko shall in no event be responsible or liable to you or to any third party, whether in contract, warranty, tort (including negligence) or otherwise, for any indirect, special, incidental, consequential, exemplary, liquidated or punitive damages, including but not limited to loss of profit, revenue or business, arising in whole or in part from your access to the sites, your use of the services, the sites or this agreement, even if Azucko has been advised of the possibility of such damages. Notwithstanding anything to the contrary in this agreement, Azucko\u2019s liability to you for any cause whatever and regardless of the form of the action, will at all times be limited to a maximum of \u20ac500\/\u00a3500 (five hundred Euros or pounds Sterling). We will not be responsible for any loss or damage incurred as a result of unauthorised access to your Account which is not within our reasonable control, including where you fail to comply with these Terms of Service.\n<\/li>\n
\nSubject to this section \u201cTerm and Termination with Azucko\u201d, these Terms will remain in full force and effect while you use the Platform. Azucko, in its sole discretion, reserves the right to suspend or terminate your rights to use the Platform (including your Account), for any reason (including any use of the Platform in violation of these Terms of Service) and at any time, with or without notice to you. Upon termination of your rights under these Terms of Service, your Account and right to access and use the Platform will terminate immediately. You understand that any termination of your Account may involve deletion of the Registration Information associated with your Account from our live databases.\nEven after your rights under these Terms of Service are terminated, Azucko authorization
\nto initiate credit entries to your bank account, shall remain in full force and effect until total payment by Azucko of all outstanding Withdrawals and Net Salaries (as applicable) in accordance with these Terms of Service. Even after your rights under these Terms of Service are terminated, the following provisions of these Terms of Service will remain in effect: \u201cNo Unlawful or Prohibited Use\u201d, \u201cModification to
\nPlatform or Related Services\u201d, \u201cAzucko\u2019s Intellectual Property Rights\u201d, \u201cDisclaimer\u201d,
\n\u201cLimitation of Liability\u201d, \u201cTerm and Termination with Azucko\u201d, \u201cGoverning Law & Forum for Disputes\u201d and \u201cMiscellaneous\u201d. Termination or suspension of any part of the services provided on or in relation to the Platform, or of these Terms of Service, will not affect relevant payment of Withdrawals requested and corresponding Net Salaries (as applicable), in accordance with the terms of these Terms of Service.\n<\/li>\n
\nAzucko reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Sites or Services with or without notice. Azucko reserves the right to change the Services, including applicable fees, in our sole discretion and from time to time. In such event, if you are a paid user to the Azucko Services, Azucko will provide notice to you. If you do not agree to the changes after receiving a notice of the change to the Services, you may stop using the Services. Your use of the Services, after you are notified of any change(s) will constitute your agreement to such change(s). You agree that Azucko shall not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Services.\nAzucko may modify this Agreement from time to time. Any and all changes to this Agreement may be provided to you by electronic means (i.e., via email or by posting the information on the Sites). In addition, the Agreement will always indicate the date it was last revised. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Services after those changes are posted.\n<\/li>\n
\nThese Terms of Service are governed by and constructed in accordance with Irish law. The Courts of Ireland shall have exclusive jurisdiction to adjudicate any dispute arising under or in connection with this agreement.\n<\/li>\n
\nYour use of any application we provide is also controlled by the Apple Media Services Terms and Conditions \/ Android Appstore Terms and Conditions for your applicable jurisdiction, available here: http:\/\/www.apple.com\/legal\/internet-services\/itunes\/<\/a> and here:
\nhttps:\/\/play.google.com\/intl\/en_uk\/about\/play-terms.html<\/a>\n<\/li>\n
\nTo ensure the safety and privacy of your data, all communications are securely encrypted.
\nTherefore, any mobile application we provide requires either (a) an iOS device running iOS 11.0 or higher, or (b) an Android device running Android 7.0 or higher, and any website we provide requires a web browser with support for TLS v1.2, such as Google Chrome 30+, Mozilla Firefox 27+, Microsoft IE 11+, or Apple Safari 7+.\n<\/li>\n
\n\u201cFees\u201d means the fixed sum in Euros or Pounds Sterling applicable to each Withdrawal paid by Azucko to you, as agreed by your employer with Azucko from time to time. \u201cFees\u201d also mean other fees charged for other services offered on the Azucko platform, e.g. Bill payment services, Savings services, Car value and history report services and any applicable monthly user fees. All associated fees are clearly set out in advance of using any of the services available on the Azucko platform.\nYou will pay Azucko the Fees for each separate salary Withdrawal paid to you by Azucko or any other services availed ofwhere there are associated fees. Azucko will deduce any aggregate Fees due from your Salary on the Salary Day closest to such Withdrawals or the use of these other fee charging services or by way of monthly direct debit, as applicable. Other than as set out in these Terms of Service, there are no set-up, enrolment or Account creation fees and no termination fees.\n<\/li>\n
\nIf any portion of these Terms of Service is deemed unlawful, void or unenforceable by any court of competent jurisdiction, these Terms of Service as a whole shall not be deemed unlawful, void or unenforceable, but only that portion of these Terms of Service that is unlawful, void or unenforceable shall be stricken from these Terms of Service.
\nYou agree that if Azucko does not exercise or enforce any legal right or remedy which is
\ncontained in these Terms of Service (or which Azucko has the benefit of under any
\napplicable law), this will not be taken to be a formal waiver of Azucko\u2019s rights and that those
\nrights or remedies will still be available to Azucko. We may transfer our rights and obligations under these Terms of Service to another organisation \u2013 for example, this could include another member of our group of companies or someone who buys our business. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under these Terms of Service. These Terms of Service are between you and us. No other person shall have any rights to enforce any of their terms.
\nCopyright \u00a9 2022 Prima Finance Ltd t\/a Azucko. All rights reserved. All trademarks, logos and service marks (\u201cMarks\u201d) displayed on the Platform are our property or the property of other third parties. You are not permitted to use these Marks without our prior written consent or the consent of such third party which may own the Marks.\n<\/li>","protected":false},"excerpt":{"rendered":"